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Many Credit Unions Offer Home Loans with Zero Down. For example, I searched california credit unions and found Travis Credit Union, which offers 100% financing to first-time home buyers (no ownership in the past 3 years). The loan is a 95% LTV first mortgage and a 5% fixed second mortgage on purchase prices as
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1 100% financing loans include an additional funding fee, which may be financed up to the maximum loan amount. product features are subject to approval. 2 This rate offer is effective 5/15/2019 and subject to change. Rates based on creditworthiness, so your rate may differ. All loans subject to credit approval.
Fha Residency Requirements PDF FHA FIXED RETAINED – iServe Residential Lending – FHA FIXED – RETAINED For Case #’s prior to 9/14/2015 Page 2 of 32 FHA Fixed OCCUPANCY PRIMARY RESIDENCE A primary residence is a property that will be occupied by the borrower the majority of the calendar year and meets the following criteria: 1 – 4 units, PUDs, Site Condos, FHA-approved condos.
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