Home Loan Rates Trends Check out the mortgage rates charts below to find 30-year and 15-year mortgage rates for each of the different mortgage loans U.S. Bank offers. If you decide to purchase mortgage discount points at closing, your interest rate may be lower than the rates shown here.

 · Average Credit Card Interest Rate Highest In 20 Years Highlights. The average annual percentage rate (APR) consumers pay on credit card debt is 15.54%. Credit card rates have been increasing more than other types of consumer loan rates. Revolving credit balances continue to increase.

 · Citing the latest data from the US Federal Reserve – as of 2018:Q4 – US average credit card interest rates currently sit at 14.73% and 16.86% respectively. Check out the table below: Year:

What Is Prime Interest Rate Now 15 Year Mortgage Interest Rate Chart Home Equity Loan Rates Calculators News On Mortgage rate refinance rates Us Bank Mortgage | Refinance Your Home | Lower Your Payment – If today’s rates are lower than your current rate, refinancing to a longer-term mortgage with a lower rate will result in lower monthly payments. Example: If you have 13 years remaining on your 15-year mortgage and your home has appraised for $200,000, here’s what refinancing from a 15-year fixed-rate mortgage at 7% to a 30-year fixed-rate loan.